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Buying your First Home for Australians

We can help you understand what grants and discounts you're eligible for and get you into your first home

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First Home Buyers for Australians

Buying your first home is likely to be one of the largest purchases you'll make. In Australia, first home buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.

Finance House are experts on the first home owner grant (FHOG) as well as the various stamp duty and other concessions that may be available to a first home owner looking to buy a residential property. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home.

We can also check whether you're eligible for other schemes such as the First Home Guarantee or other options through the Home Guarantee Scheme.

Ready to buy a property?

We have access to thousands of products from banks right across Australia. Chat to an expert and see if you qualify.

Interest rates as low as:

5.79%

Headline Rate*

5.82%

Comparison Rate*

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The Loan Process

1 Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

2 Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.

3 Pre-Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase.

4 Settlement

You settle on the property, your loan draws-down and you're good to go!

See why others are choosing Finance House to help with their loan:

Olivia

I was super impressed by how quick and easy it was to refinance. When we first got our loan there was a mountain of paperwork and documents to provide - this was way easier.

Amy

I hate paperwork so never bothered refinancing my loan. I managed to refinance our home loan while watching TV one night.

Bruce

I like to do things myself. When I saw that I could refinance online, I jumped at it. It was great knowing that there was someone in the background there to help.

Common Questions:

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We look at all the products available across Australia every day with our exclusive technology. This means we can search thousands of products in real time and make sure we're always recommending the best home loans for our clients.

Can you help self employed borrowers?

We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.

Can you help with refinancing an existing Mortgage?

Of course! We have exclusive technology that allows you to find a better loan in less than 5 minutes. We believe that we can find the best interest rate for you to refinance to, whether it's a home loan or investment loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Ready to chat to an expert?

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Trustee for the O’Sullivan Family Trust ABN: 29 235 649 437, Credit Representative #482294 and is authorised under Australian Credit Licence 389328.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.