Is now a good time for first home buyers to get into the property market?

While potential homebuyers may have put their home buying plans on hold over the last few months due to the uncertainty of the coronavirus - with restrictions slowly easing and auctions starting to re-open - it begs the question, is now a good time to buy ? While the answer will very much depend on your individual situation and will take into account important factors such as financial stability and job security -  here we take a look at why…...
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How an offset account or redraw attached to your home loan can help you in uncertain times

As the economic fallout of COVID-19 began, thousands of Australians found themselves worrying about their financial situation. While borrowers can’t predict a global pandemic and the toll it may have on their lives, there are actions you can take that can help you weather the storm. One way you can prepare when it comes to your home loan, is by making extra payments directly to your loan or via an offset account. Not only is this a great way to…...
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Is now the time to take a Fixed-rate home loan in this coronavirus lockdown ?

Fixed-rate home loan interest rates have been trending lower in recent times and right now we are seeing some of the lowest fixed-rates in history. This presents a great opportunity for borrowers who want peace of mind that they will have fixed home loan repayments for a set period of time. Lock in at a low rate and have certainty throughout uncertain times So how do fixed-rate home loans work? A fixed-rate home loan allows a borrower to lock in…...
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